Our expertise in the banking sector ranges from recovery actions for banks and financial institutions to legal management, restructuring and reorganization of banking assets and NPAs under the ambit and purview of all extant laws of the country including policies pertaining to restructuring of non-performing assets including constitution and formation of JLFs. In the process, we have acquired an in-depth knowledge and understanding of the banking sector, the markets and their legal and regulatory frameworks. The Firm’s proficiency in the insurance sector extends to regular coordination with the sector regulator, IRDA, in matters of licenses and major legal compliances for and on behalf of leading insurance companies. We have also lent assistance to companies in matters of allegations of bid-rigging against large scale insurance entities in tender matters floated by state / central governments pursuant to a pre-defined policy framework and have, in this respect, engaged with the sector regulators in competition law. Apart from lending assistance in formulation and finalization of insurance policies, we have also regularly, time and again, engaged ourselves in defending allegations of inordinate policy terms and conditions in insurance policies and group action third party claims before various legal fora, including before the Apex Court of India. We have closely engaged ourselves in recent issues in the sector, including the ones pertaining to validity of discharge vouchers and the challenges posed pursuant to state government / central government policies in this regard.

A brief highlight of our recent experience in this sector includes:


  • Representing and assisting major foreign as well as Indian banks in       corporate lending sector, SMEs as well as the large enterprise       sector in recovery proceedings before all applicable and necessary       forums, including the High Courts and the Supreme Court of India       as well as in other criminal/ civil matters pertaining to and arising       out of such recovery proceedings.
  • Advised and rendered legal opinions on regulatory issues.
  • Represented clients in proceedings under the Insolvency and       Bankruptcy Code, 2016 simultaneous with or in alternate to (i)       recovery proceedings, and (ii) constitution of JLF as well as other       restructuring mechanisms under extant RBI guidelines.
  • Rendered advisory opinions pertaining to restructuring /       reorganizing NPAs for the banks / financial institutions and their       onward sale to ARCs or other financial institutions.


Our expertise ranges from restructuring banking assets and NPAs, coordination with IRDA in matters of licenses and legal compliances, and assisting in issues concerning government policies.


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